401k And Roth Ira Contribution Limits 2025. If you're 50 or older, you can add another $1,000 for a total contribution of $7,500. The roth 401(k) contribution limit for 2025 is $23,000 for employee contributions and $69,000 total for both employee and employer contributions.

The roth ira income limit to make a full contribution in 2025 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth.